3 ADJOINING WATERFRONT PARCELS- 3BR HOME/ 2 PIERS/1.59 +/- AC W/ CONTENT
Listing ID#: 827403

Sale Location
3523 EDWARDS LANE
MIDDLE RIVER, MD 21220
Sale Dates and Times
Friday Dec 5, 11:00 am to 5:00 pm
Sale Type
 Live Auction 
Company Information
Jay Edwards & Associates, LLC

Contact: Jay Edwards
Phone: 410-569-4125
Email: jay@jayedwardsauction.com
Website: jayedwardsauction.com

EstateSale.com ID#: 7651
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Listing Terms and Conditions
• RE TERMS: LOTS OFFERED INDIVIDUALLY & IN THE ENTIRETY ARE TO BE SOLD IN A MANNER PRODUCING THE HIGHEST AMOUNT. OFFERING 1: $20,000.00 DOWN, OFFERING 2: $10,000.00 DOWN, OFFERING 3: $10,000.00 DOWN IN CASH, CASHIER’S CHECK, OR CERTIFIED FUNDS TODAY WITH AWARD OF HIGH BID.

• 10% BUYERS PREMIUM ADDED TO SALE PRICE.

• CONTENT TERMS: 10% BUYER’S PREMIUM. 6% MD SALES TAX. CASH OR GOOD PERSONAL CHECK. FOR IMMEDIATE REMOVAL.

• DEPOSIT HELD IN ESCROW BY JAY EDWARDS & ASSOCIATES, LLC. AND APPLIED AGAINST THE PURCHASE PRICE.

• SETTLEMENT ON OR BEFORE FEBRUARY 3, 2026; TIME IS OF THE ESSENCE.

• TAXES AND ALL OTHER CHARGES AGAINST THE PREMISES WHICH OCCUR ON AN ANNUAL BASIS ARE ADJUSTED TO THE DATE OF SALE AND ASSUMED THEREAFTER BY THE PURCHASER.

• NO INTEREST TO BE CHARGED FROM THE DATE OF AUCTION TO THE DATE OF SETTLEMENT.

• THE COST OF ALL-DOCUMENTARY STAMPS, RECORDATION TAX AND TRANSFER TAX IF REQUIRED BY LAW ARE TO BE PAID BY THE PURCHASER.

• THE PROPERTY IS BEING SOLD AS IS WITH NO WARRANTIES OR GUARANTEES WHATSOEVER OTHER THAN THE TITLE TO THE PROPERTY TO BE FREE AND CLEAR OF ANY LIENS OR MORTGAGES AT SETTLEMENT. AS IS PORTION OF CONTRACT WOULD INCLUDE THE CONDITION OF ANY WELL & SEPTIC SYSTEMS AT OR IN USE ON THE PROPERTY.

• TAXES ON THE PROPERTY FOR THE YEAR 2025 ARE APPROXIMATELY:
3523 EDWARDS LN.: $5,538.15

15-10452240 EDWARDS LN.: $1,308.07

15-05190100 EDWARDS LN.:
$2,757.77
BALTIMORE Co., MD
Listing Information

PUBLIC AUCTION- BOWLEY’S QUARTERS

(3) ADJOINING WATERFRONT PARCELS

3 BR HOME/ (2) PIERS/ 1.59 +/- TOTAL ACRES

FISHING GEAR, COLLECTIBLES, HOUSEHOLD ITEMS, & TOOLS

FRIDAY, DECEMBER 5, 2025 @ 11:00 AM, ON SITE

CONTENT TO BE SOLD IMMEDIATELY FOLLOWING

3523 EDWARDS LN., (15-1510452240) EDWARDS LN., &

(15-1505190100) EDWARDS LN., MIDDLE RIVER, MD 21220

Inspection: By appointment & 1 hour prior to auction. 

Offering 1: 3523 Edwards Ln. 1-story, (3) bedroom waterfront home. The property is further improved by a “T” shaped pier approx. 60 ft. in length & 40 ft. of waterfront. Waterfront is improved by a wood bulkhead. 0.42 +/- acre parcel. Enter from side entrance to kitchen w/ dual sinks, refrigerator, electric stove, & electric oven. Dining area. Exit to front covered porch. Formal LR w/ fireplace. Hallway storage closet. Hardwood flooring throughout. Bedroom #1 w/ closet. Hallway pull down attic access. Bedrooms #2 & #3 w/ closets. Full bathroom. Full unfinished basement w/ washer, dryer, utility sink, sump pit, & exit to side yard. Wood burning stove. Oil hot water baseboard heat. No central air. Public water & sewer.

Offering 2: (15-1510452240) Edwards Ln. Partially wooded unimproved lot w/ 60 ft. “T” shaped pier & 85 +/- ft. of frontage on Armstrong Creek. Waterfront is improved by a wood bulkhead. 0.26 +/- acre parcel.

Offering 3: (15-1505190100) Edwards Ln. Partially wooded & unimproved lot w/ approximately 400 +/- ft. of frontage on Armstrong Creek. 0.91 +/- acre parcel.

Content: Huge Collection of Fishing Rods, Vintage Lionel Corp. Trains w/ Tracks & Buildings, Model Planes, Honda 4 Stroke Outboard Engine Motor 20 HP, Johnson 10 Seahorse Outboard Motor, American Legacy Acoustic Guitar, Baldwin Piano, Singer Sewing Machine, lots of Antique & Vintage Items, Victrola Record Player, Japanese China, Misc. Depression Glass, Household Items, Drill Stand w/ Asst. Hand Drills, Tools, & More! Content to be sold immediately following the sale of real estate. Visit our website for a complete list of inventory & pictures!

Auctioneer’s Note: Wonderful opportunity to own one or multiple adjoining waterfront properties in Bowley’s Quarters! The (2) unimproved parcels were created before December 1, 1985, for application of critical area rules. Broker co-op invited.

RE Terms: Lots being offered individually & in the entirety. Offering 1: $20,000.00 down. Offering 2: $10,000.00 down. Offering 3: $10,000.00 down. If purchased in the entirety; $40,000.00 down. Deposits to be paid in cash, cashier’s check, or certified funds ONLY. 10% Buyers Premium, Sold AS IS, time is of the essence, 60 days to settle.

Content Terms: 10% Buyer’s Premium. 6% MD Sales Tax. Cash or Good Personal Check. For Immediate Removal. Visit our website for more terms and conditions. 
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3 ADJOINING WATERFRONT PARCELS- 3BR HOME/ 2 PIERS/1.59 +/- AC W/ CONTENT

Jay Edwards & Associates, LLC

Jay Edwards & Associates, LLC

Contact: Jay Edwards
Phone: 410-569-4125
Sale Location
3523 EDWARDS LANE
MIDDLE RIVER, MD 21220
Sale Dates and Times
Friday Dec 5, 11:00 am to 5:00 pm
Sale Terms and Conditions
• RE TERMS: LOTS OFFERED INDIVIDUALLY & IN THE ENTIRETY ARE TO BE SOLD IN A MANNER PRODUCING THE HIGHEST AMOUNT. OFFERING 1: $20,000.00 DOWN, OFFERING 2: $10,000.00 DOWN, OFFERING 3: $10,000.00 DOWN IN CASH, CASHIER’S CHECK, OR CERTIFIED FUNDS TODAY WITH AWARD OF HIGH BID. • 10% BUYERS PREMIUM ADDED TO SALE PRICE. • CONTENT TERMS: 10% BUYER’S PREMIUM. 6% MD SALES TAX. CASH OR GOOD PERSONAL CHECK. FOR IMMEDIATE REMOVAL. • DEPOSIT HELD IN ESCROW BY JAY EDWARDS & ASSOCIATES, LLC. AND APPLIED AGAINST THE PURCHASE PRICE. • SETTLEMENT ON OR BEFORE FEBRUARY 3, 2026; TIME IS OF THE ESSENCE. • TAXES AND ALL OTHER CHARGES AGAINST THE PREMISES WHICH OCCUR ON AN ANNUAL BASIS ARE ADJUSTED TO THE DATE OF SALE AND ASSUMED THEREAFTER BY THE PURCHASER. • NO INTEREST TO BE CHARGED FROM THE DATE OF AUCTION TO THE DATE OF SETTLEMENT. • THE COST OF ALL-DOCUMENTARY STAMPS, RECORDATION TAX AND TRANSFER TAX IF REQUIRED BY LAW ARE TO BE PAID BY THE PURCHASER. • THE PROPERTY IS BEING SOLD AS IS WITH NO WARRANTIES OR GUARANTEES WHATSOEVER OTHER THAN THE TITLE TO THE PROPERTY TO BE FREE AND CLEAR OF ANY LIENS OR MORTGAGES AT SETTLEMENT. AS IS PORTION OF CONTRACT WOULD INCLUDE THE CONDITION OF ANY WELL & SEPTIC SYSTEMS AT OR IN USE ON THE PROPERTY. • TAXES ON THE PROPERTY FOR THE YEAR 2025 ARE APPROXIMATELY: 3523 EDWARDS LN.: $5,538.15 15-10452240 EDWARDS LN.: $1,308.07 15-05190100 EDWARDS LN.: $2,757.77 BALTIMORE Co., MD
Listing Details

PUBLIC AUCTION- BOWLEY’S QUARTERS

(3) ADJOINING WATERFRONT PARCELS

3 BR HOME/ (2) PIERS/ 1.59 +/- TOTAL ACRES

FISHING GEAR, COLLECTIBLES, HOUSEHOLD ITEMS, & TOOLS

FRIDAY, DECEMBER 5, 2025 @ 11:00 AM, ON SITE

CONTENT TO BE SOLD IMMEDIATELY FOLLOWING

3523 EDWARDS LN., (15-1510452240) EDWARDS LN., &

(15-1505190100) EDWARDS LN., MIDDLE RIVER, MD 21220

Inspection: By appointment & 1 hour prior to auction. 

Offering 1: 3523 Edwards Ln. 1-story, (3) bedroom waterfront home. The property is further improved by a “T” shaped pier approx. 60 ft. in length & 40 ft. of waterfront. Waterfront is improved by a wood bulkhead. 0.42 +/- acre parcel. Enter from side entrance to kitchen w/ dual sinks, refrigerator, electric stove, & electric oven. Dining area. Exit to front covered porch. Formal LR w/ fireplace. Hallway storage closet. Hardwood flooring throughout. Bedroom #1 w/ closet. Hallway pull down attic access. Bedrooms #2 & #3 w/ closets. Full bathroom. Full unfinished basement w/ washer, dryer, utility sink, sump pit, & exit to side yard. Wood burning stove. Oil hot water baseboard heat. No central air. Public water & sewer.

Offering 2: (15-1510452240) Edwards Ln. Partially wooded unimproved lot w/ 60 ft. “T” shaped pier & 85 +/- ft. of frontage on Armstrong Creek. Waterfront is improved by a wood bulkhead. 0.26 +/- acre parcel.

Offering 3: (15-1505190100) Edwards Ln. Partially wooded & unimproved lot w/ approximately 400 +/- ft. of frontage on Armstrong Creek. 0.91 +/- acre parcel.

Content: Huge Collection of Fishing Rods, Vintage Lionel Corp. Trains w/ Tracks & Buildings, Model Planes, Honda 4 Stroke Outboard Engine Motor 20 HP, Johnson 10 Seahorse Outboard Motor, American Legacy Acoustic Guitar, Baldwin Piano, Singer Sewing Machine, lots of Antique & Vintage Items, Victrola Record Player, Japanese China, Misc. Depression Glass, Household Items, Drill Stand w/ Asst. Hand Drills, Tools, & More! Content to be sold immediately following the sale of real estate. Visit our website for a complete list of inventory & pictures!

Auctioneer’s Note: Wonderful opportunity to own one or multiple adjoining waterfront properties in Bowley’s Quarters! The (2) unimproved parcels were created before December 1, 1985, for application of critical area rules. Broker co-op invited.

RE Terms: Lots being offered individually & in the entirety. Offering 1: $20,000.00 down. Offering 2: $10,000.00 down. Offering 3: $10,000.00 down. If purchased in the entirety; $40,000.00 down. Deposits to be paid in cash, cashier’s check, or certified funds ONLY. 10% Buyers Premium, Sold AS IS, time is of the essence, 60 days to settle.

Content Terms: 10% Buyer’s Premium. 6% MD Sales Tax. Cash or Good Personal Check. For Immediate Removal. Visit our website for more terms and conditions. 
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3 ADJOINING WATERFRONT PARCELS- 3BR HOME/ 2 PIERS/1.59 +/- AC W/ CONTENT
 Live Auction
 
Sale Date(s)
Friday Dec 5, 11:00 am to 5:00 pm
Sale Location
3523 EDWARDS LANE
MIDDLE RIVER, MD 21220
Company
Jay Edwards & Associates, LLC

Contact: Jay Edwards
Phone: 410-569-4125
Email: jay@jayedwardsauction.com
Website: jayedwardsauction.com

Listing Terms and Conditions
• RE TERMS: LOTS OFFERED INDIVIDUALLY & IN THE ENTIRETY ARE TO BE SOLD IN A MANNER PRODUCING THE HIGHEST AMOUNT. OFFERING 1: $20,000.00 DOWN, OFFERING 2: $10,000.00 DOWN, OFFERING 3: $10,000.00 DOWN IN CASH, CASHIER’S CHECK, OR CERTIFIED FUNDS TODAY WITH AWARD OF HIGH BID. • 10% BUYERS PREMIUM ADDED TO SALE PRICE. • CONTENT TERMS: 10% BUYER’S PREMIUM. 6% MD SALES TAX. CASH OR GOOD PERSONAL CHECK. FOR IMMEDIATE REMOVAL. • DEPOSIT HELD IN ESCROW BY JAY EDWARDS & ASSOCIATES, LLC. AND APPLIED AGAINST THE PURCHASE PRICE. • SETTLEMENT ON OR BEFORE FEBRUARY 3, 2026; TIME IS OF THE ESSENCE. • TAXES AND ALL OTHER CHARGES AGAINST THE PREMISES WHICH OCCUR ON AN ANNUAL BASIS ARE ADJUSTED TO THE DATE OF SALE AND ASSUMED THEREAFTER BY THE PURCHASER. • NO INTEREST TO BE CHARGED FROM THE DATE OF AUCTION TO THE DATE OF SETTLEMENT. • THE COST OF ALL-DOCUMENTARY STAMPS, RECORDATION TAX AND TRANSFER TAX IF REQUIRED BY LAW ARE TO BE PAID BY THE PURCHASER. • THE PROPERTY IS BEING SOLD AS IS WITH NO WARRANTIES OR GUARANTEES WHATSOEVER OTHER THAN THE TITLE TO THE PROPERTY TO BE FREE AND CLEAR OF ANY LIENS OR MORTGAGES AT SETTLEMENT. AS IS PORTION OF CONTRACT WOULD INCLUDE THE CONDITION OF ANY WELL & SEPTIC SYSTEMS AT OR IN USE ON THE PROPERTY. • TAXES ON THE PROPERTY FOR THE YEAR 2025 ARE APPROXIMATELY: 3523 EDWARDS LN.: $5,538.15 15-10452240 EDWARDS LN.: $1,308.07 15-05190100 EDWARDS LN.: $2,757.77 BALTIMORE Co., MD

PUBLIC AUCTION- BOWLEY’S QUARTERS

(3) ADJOINING WATERFRONT PARCELS

3 BR HOME/ (2) PIERS/ 1.59 +/- TOTAL ACRES

FISHING GEAR, COLLECTIBLES, HOUSEHOLD ITEMS, & TOOLS

FRIDAY, DECEMBER 5, 2025 @ 11:00 AM, ON SITE

CONTENT TO BE SOLD IMMEDIATELY FOLLOWING

3523 EDWARDS LN., (15-1510452240) EDWARDS LN., &

(15-1505190100) EDWARDS LN., MIDDLE RIVER, MD 21220

Inspection: By appointment & 1 hour prior to auction. 

Offering 1: 3523 Edwards Ln. 1-story, (3) bedroom waterfront home. The property is further improved by a “T” shaped pier approx. 60 ft. in length & 40 ft. of waterfront. Waterfront is improved by a wood bulkhead. 0.42 +/- acre parcel. Enter from side entrance to kitchen w/ dual sinks, refrigerator, electric stove, & electric oven. Dining area. Exit to front covered porch. Formal LR w/ fireplace. Hallway storage closet. Hardwood flooring throughout. Bedroom #1 w/ closet. Hallway pull down attic access. Bedrooms #2 & #3 w/ closets. Full bathroom. Full unfinished basement w/ washer, dryer, utility sink, sump pit, & exit to side yard. Wood burning stove. Oil hot water baseboard heat. No central air. Public water & sewer.

Offering 2: (15-1510452240) Edwards Ln. Partially wooded unimproved lot w/ 60 ft. “T” shaped pier & 85 +/- ft. of frontage on Armstrong Creek. Waterfront is improved by a wood bulkhead. 0.26 +/- acre parcel.

Offering 3: (15-1505190100) Edwards Ln. Partially wooded & unimproved lot w/ approximately 400 +/- ft. of frontage on Armstrong Creek. 0.91 +/- acre parcel.

Content: Huge Collection of Fishing Rods, Vintage Lionel Corp. Trains w/ Tracks & Buildings, Model Planes, Honda 4 Stroke Outboard Engine Motor 20 HP, Johnson 10 Seahorse Outboard Motor, American Legacy Acoustic Guitar, Baldwin Piano, Singer Sewing Machine, lots of Antique & Vintage Items, Victrola Record Player, Japanese China, Misc. Depression Glass, Household Items, Drill Stand w/ Asst. Hand Drills, Tools, & More! Content to be sold immediately following the sale of real estate. Visit our website for a complete list of inventory & pictures!

Auctioneer’s Note: Wonderful opportunity to own one or multiple adjoining waterfront properties in Bowley’s Quarters! The (2) unimproved parcels were created before December 1, 1985, for application of critical area rules. Broker co-op invited.

RE Terms: Lots being offered individually & in the entirety. Offering 1: $20,000.00 down. Offering 2: $10,000.00 down. Offering 3: $10,000.00 down. If purchased in the entirety; $40,000.00 down. Deposits to be paid in cash, cashier’s check, or certified funds ONLY. 10% Buyers Premium, Sold AS IS, time is of the essence, 60 days to settle.

Content Terms: 10% Buyer’s Premium. 6% MD Sales Tax. Cash or Good Personal Check. For Immediate Removal. Visit our website for more terms and conditions.