TERMS OF SALE:

1. The property will be conveyed in an "AS IS, WHERE IS" physical condition by

Deed containing no warranty, express or implied;

2. Subject to any and all assessments and taxes against said property, and all prior

liens and encumbrances of any nature whatsoever;

3. The purchaser shall be responsible for the payment of the transfer taxes imposed

by Article 22 of Chapter 11 of the West Virginia Code;

4. The Beneficiary and/or Servicer of the Deed of Trust and Note reserve the right to

submit a bid for the property at sale;

5. The Successor Trustee reserves the right to adjourn the sale, for a time, or from

time to time, without further notice by announcement at the time and place of sale described above

or any adjournment thereof;

6. The Successor Trustee shall be under no duty to cause any existing tenant or person

occupying the property to vacate the property, and any personal property and/or belongings

remaining at the property after the foreclosure sale will be deemed to constitute ABANDONED

PROPERTY AND WILL BE DISPOSED OF ACCORDINGLY;

7. The total purchase price is payable to the Successor Trustee by cashier's check,

cash or the equivalent within thirty (30) days of the date of sale, with ten (10%) of the total

purchase price payable to the Trustee at sale by cashier's check, cash or the equivalent.

8. Pursuant to Federal Law, in the event any federal liens exist, the Internal Revenue

Service shall have thirty (30) days to submit a bid in excess of any bid accepted here today and

take title to the relevant property.



A 10% buyer’s premium is due and payable to Joe R. Pyle Complete Auction & Realty, LLC at the conclusion of the auction.