NOTICE OF TRUSTEE'S SALE

Notice is hereby given that default has occurred in the payment of that certain indebtedness secured by a Deed of Trust executed December 15, 2023, of record in the Office of the Clerk of the County Commission of Preston County, West Virginia, in Trust Deed Book 665, at page 799 (the "Deed of Trust"), made by Daniel L. Loughry ("Grantor") to Jennifer A. Davis, in her capacity as Trustee (the "Original Trustee"), predecessors in interest to Ian G. Henry and Andrew M. Cranston (the "Substitute Trustees" or "Trustees"), in favor of First Exchange Bank, (the "Beneficiary"), to secure the payment of a note in the amount of $123,662.41. The Deed of Trust authorizes the Trustees to act in the enforcement of said Deed of Trust, and the undersigned Trustees having received such written request from the Beneficiary to enforce said Deed of Trust, will sell at a public auction to the highest bidder, the following hereinafter described real estate, together with any buildings, structures and other improvements located thereon (the "Real Estate") on: June 23, 2026, AT 10:00 A.M., ON THE FRONT STEPS OF THE PRESTON COUNTY COURTHOUSE, KINGWOOD, WEST VIRGINIA.

REAL ESTATE DESCRIPTION:

All of the following described parcels of real estate with the improvements thereon and the appurtenances thereunto, situate, lying and being in Pleasant District, Preston County, West Virginia, and more particularly described as follows:

PARCEL ONE: Beginning at a 5/8" by 30" rebar in the westerly right-of-way limits of West Virginia County Road 5 at the southeasterly corner of property of Betty Casteel (W.B. 36, Pg. 898); thence, with three courses of the right-of-way S 03° 34' 33" W, 69.90" thence, S 01° 40' 37" W, 144.53; thence, S 00° 43' 34" W, 123.09 to a 5/8" by 30" rebar; thence, with a new division line through the property of Betty Kelly (W.B. 44, Pg. 608); thence, with part of a line of Betty Kelly N 87° 08' 30" W, 228,75' to a 5/8" by 30" rebar in a easterly line of property of Betty Kelly; thence with part of a line of Betty Kelly N 03° 30' 00" E, 424.26' to a corner fence post (found) at the southwesterly corner of property of Betty Casteel (W.B. 36, Pg. 89); thence, with the southerly line of Betty Casteel S 65° 21' 30" E, 234.02', to the beginning, containing 1.94 acres, more or less.

PARCEL TWO: All of the following described parcel of land lying West of West Virginia County No. Route 5, approximately 1300 feet South of the intersection of West Virginia County Route No. 5 and old West Virginia County Route No. 9, more particularly bounded and described as follows: Beginning at a 5/8 inch by 30 inch rebar in the westerly right of way limits of WV County Route No. 5 at the southeasterly corner of property of Chester Fike (D.B. 616, page 385); thence with one course of the right of way, South 01° 20' 23" West 56.75 feet to a 5/8 inch by 30inch rebar; thence with a new division line through the property of Dorothy Fike heirs (W.B. 50, page 602; D.B. 262, page 394), North 73° 18' 02" West 237.14 feet to a 5/8 inch rebar in the easterly line of property of Betty Kelly(W.B. 44, page 608) at the southwesterly corner of property of Chester Fike (D.B. 616, page 385); thence with the southerly line of Chester Fike, South 87° 08' 30" East 228.75 feet to the beginning, containing 0.165 acres, more or less, as is shown on a plat recorded in Deed Book No. 632, at page 168.

TERMS OF SALE:

Sale of the Real Estate will be made by the Trustee by public auction to the highest bidder.

The Trustee reserves the right to reject any bid that in the Trustee's opinion is inadequate. The highest bidder will be required to tender the purchase price in cash or immediately available funds by the end of the day of sale. The Trustee reserves the right to accept or reject such other terms as to payment or delivery of payment as may be made or agreed to by the Trustee and the bidder in advance of the sale. If the successful bidder fails to deliver the total purchase price within the prescribed time, the Trustee may proceed to resell the Real Estate pursuant to the Deed of Trust or, at the discretion of the Trustee, convey the Real Estate to the next highest bidder if such bidder will honor his or her bid.

The Trustee also reserves the right to continue the sale of the Real Estate from time to time by oral proclamation or by posting a notice of the same where legal notices are posted in Preston County, West Virginia, which continuation shall be in the sole discretion of the Trustee. Should the Trustee not appear at the time appointed for the sale and there is no notice posted of a continuance, please contact the office of the Trustee to make further inquiry. Please direct any inquiries or objections to the sale to the Trustee in writing at the following address: Trustee, Andrew M. Cranston, Esquire, at Dinsmore & Shohl LLP, 150 Clay Street, Suite 500, Morgantown, West Virginia 26501 (304) 296-1100. Any sale may be conducted or adjourned by the designated agent or attorney of the Trustee. Beneficiary or Beneficiary's designee may purchase the Real Estate at the sale, in whatever manner sold, and in such case, the Beneficiary shall have the right to credit against the amount of the successful bid made therefore all or any of the secured debt then due.

Conveyance will be made by Trustee's Deed in the form prescribed by W. Va. Code § 38-1-6, subject to all governmental charges and assessments, utility charges, easements, covenants, rights-of-way, conditions and restrictions of record. Every lot or parcel of the Real Estate, and any improvements located thereon, are sold in "AS IS" condition. The Beneficiary of the Deed of Trust does not make any representations or warranties as to the physical condition of the Real Estate. Any and all legal procedural requirements to obtain physical possession of the Real Estate after the sale are the responsibility of the purchaser. Risk of loss or damage will be the purchaser's from and after the foreclosure sale. All outstanding taxes, assessments and utility charges will be the responsibility of the purchaser. All settlement fees, costs of conveyance, examination of title and recording charges shall be at the expense of the purchaser. Trustee makes no representations regarding the state of title to the Real Estate. If Trustee cannot convey insurable or marketable title, purchaser's sole remedy is the return of the purchase money paid by the purchaser for the

purchase of the Real Estate. The purchaser shall be responsible for the payment of the transfer taxes imposed by Article 2 of Chapter 11 of the West Virginia Code. Sale is made subject to the right of the Internal Revenue Service to redeem the Real Estate as provided by Section 7425 of the Internal Revenue Code of 1986, as amended. Additional terms and conditions shall be announced at sale.

All announcements made on the day of the sale take precedence over any and all previous advertising or printed material.

No financing or other contingencies. Any required inspections must be completed prior to bidding. All information contained herein derived from sources deemed reliable but not warranted. Sold as is, no warranties written or implied. 10% buyer’s premium will be added to determine the final contract price.       

Property lines on our maps are approximate. Not a survey.

DISCLOSURE: Kaufman Realty & Auctions of WV is acting as Auctioneer/agent and is an agent for the seller only.        

DISCLAIMER: Information contained herein is believed to be correct to the best of auctioneer/agent’s knowledge but is subject to inspection and verification by all parties relying on it. Sellers, their representatives and auctioneer/agent shall not be liable for inaccuracies, errors, or omissions.        

All acreage, square footage and other dimensions are approximate.