IF YOU WANT JEWERLY SHIPPED, ALL GOLD AND SILVER JEWELRY ARE SUBJECT TO CASH OR BANK WIRE OF FUNDS. NO EXCEPTIONS. Payment Orders or Credit Card Chargebacks. YOU agree that YOU will not, under any circumstances, (i) issue a stop payment order with respect to any checks issued at or in connection with the Auction, or (ii) initiate a credit card chargeback with respect to any purchases at the Auction. YOU further agree that if, in violation of these Terms and Conditions, a stop payment order is issued or a credit card chargeback is initiated, these Bidder Terms and Conditions will be conclusive evidence of YOUR (i) waiver of any rights to issue a stop payment order or to initiate a credit card chargeback, and (ii) agreement not to issue a stop payment order or to initiate a credit card chargeback; and YOU acknowledge and agree that on Auctioneer�s presentation of these Bidder Terms and Conditions to the bank, credit card company, or other financial institution against which a check was drawn or that issued the credit card on which charges were made, such bank, credit card company, or other financial institution will reverse any stop-payment order and/or reverse or deny any credit card chargeback, and will re-credit all amounts to or for the account of Auctioneer. If, in violation of these Bidder Terms and Conditions, YOU issue a stop payment order or initiate a credit card chargeback, YOU will remain liable for all purchases made at the Auction, and YOU will be responsible for all costs and expenses, including attorneys� fees, incurred by or on behalf of Auctioneer and/or Seller in challenging the stop payment order or credit card chargeback and/or in collecting payment. YOU acknowledge and agree that the covenant not to issue a stop payment order or to initiate a credit card chargeback is a condition to the issuance of a Bidder Number or Bidder Account to YOU, and is being made as an inducement for Auctioneer to accept YOUR Bidder Registration, to issue a Bidder Number or Bidder Account to YOU, and to permit YOU to bid at the Auction. YOU acknowledge and agree that Auctioneer is relying on the covenant not to issue a stop payment order or to initiate a credit card chargeback in accepting YOUR Bidder Registration, in issuing a Bidder Number or Bidder Account, and in permitting YOU to bid at the Auction. 35. Claims. After a Lot has been removed from the Auction Site by YOU, or on YOUR behalf, no claims or returns will be allowed and no claim will be allowed for adjustments or rescission of any sales based on the failure of a Lot to correspond with any standard and/or expectation. 36. Buyer Remedies; Bidders/Buyers Not Entitled to Incidental or Consequential Damages. To the extent that YOU may be entitled to damages or remedies, the sole and exclusive remedy available to YOU is a return of the Hammer Price actually paid. Under no circumstances will the Auctioneer or the Seller be liable for incidental or consequential damages, including, without being limited to, lost profits or reduced productivity. YOU acknowledge and agree that YOU are not entitled to specific performance or other equitable relief. - 7 - 37. Seller Remedies. If YOU breach YOUR obligations under these Terms and Conditions or under a sale contract with the Seller of any Lot(s), such property may be resold and YOU will be responsible for any and all damages, including any deficiency or reduction in the Contract Price, along with incidental damages. 38. Indemnification. YOU agree to indemnify and hold Auctioneer and Seller harmless from any current or future claim regarding the Auction or the Property, including, without being limited to, fitness, use, damage, safety, or injuries to persons or property. 39. Private Sale. YOU agree not to enter into, or to agree to enter into, a Private Sale for the purchase of any property included, or scheduled to be included in, the Auction, prior to or during the Auction. If YOU purchase any property included in, or scheduled to be included in, the Auction in a Private Sale prior to, or during, or within ten (10) days after the Auction, Auctioneer will be entitled to receive an amount equal to Auctioneer�s full Commission and Buyer�s Premium, and YOU and Seller will be jointly and severally responsible for the payment of such amount. 40. Waiver. Certain provisions of these Bidder Terms and Conditions are for the exclusive benefit of Auctioneer and/or Seller(s). Such provisions, including, without being limited to, Bidder Registration and qualification requirements, payment terms, removal and delivery terms, and inspection terms, do not create, and will not be deemed to create, any benefits or rights in favor of any other persons, including competing Bidders, and may not be enforced by any other persons. Either globally or on a case by case basis Auctioneer and/or Seller may (but will not be required to) waive any provisions of these Bidder Terms and Conditions that are intended for the benefit of Auctioneer and/or Seller. 41. Governing Law; Jurisdiction; Venue; Waiver of Jury Trial. These Bidder Terms and Conditions will be governed by and construed in accordance with the laws of the State of Tennessee, including its statutes of limitations, but without regard to its rules governing conflict of laws. All claims, disputes, and other matters between the parties will be brought in the state or federal courts sitting in and for Carter County, Tennessee, which courts will have exclusive jurisdiction, and will be the exclusive venue, for any and all such claims, disputes, and other matters. YOU irrevocably and unconditionally (i) agree that any claim, suit or cause of action relating to the Auction, these Bidder Terms and Conditions, or the transactions contemplated hereby, will be brought in the state or federal courts sitting in and for Carter County, Tennessee; (ii) consent to the jurisdiction of such courts for any such claim, suit or cause of action; (iii) waive any objection that such party may have to the laying of venue of any such claim, suit or cause of action in such courts; and (iv) waive any objection to the bringing of such claim, suit or cause of action in such courts on the grounds of inconvenient forum. YOU waive the right to a jury trial. 42. Attorneys� Fees. YOU breach YOUR obligations under these Bidder Terms and Conditions, Auctioneer and/or Seller will be entitled to recover all costs and expenses, including attorneys� fees incurred in enforcing their respective rights hereunder. 43. Acceptance of Bidder Terms and Conditions. YOU acknowledge and agree that YOU have had a full and fair opportunity to review these Bidder Terms and Conditions, and that you have read these Bidder Terms and Conditions, you understand these Bidder Terms and Conditions, and you accept and agree to be bound by these Bidder Terms and Conditions.

The Zager Collection � Estate Auction Presented by Collins & Company Realtors and Auctioneers. ONLINE AUCTION Bidding Opens: Sunday, June 14th, 2026 at 8:00 AM Bidding Begins to Close: Wednesday, June 24th, 2026 at 6:00 PM About the Zager Family Victor and Muriel Zager were a remarkable couple whose lives were defined by achievement, adventure, and deep commitment to their community. Victor Zager (1928�2008), born in Brooklyn, New York, served his country during the Korean War before building a distinguished career as an attorney and industrialist. As a partner in Industrial Coated Products of America, he helped establish a manufacturing plant in Bristol, Tennessee, that supplied cutting-edge textile products to the U.S. Armed Forces � work that made him a nationally recognized expert in his field. Beyond business, Victor was a devoted leader in the Jewish community, serving as president of multiple synagogues across the country and administering over 600 congregations through the United Synagogue of Conservative Judaism. His community leadership took him to the highest levels, including moderating a press conference with Israeli Prime Minister Golda Meir in Jerusalem. A generous philanthropist, he endowed a Diversity Lectureship at East Tennessee State University and a Holocaust Studies chair at Emory and Henry College in memory of his father. Muriel Kagan Zager (1933�2025) carved out an equally extraordinary path as one of the first women to cover Israel, Iran, and Lebanon as a foreign correspondent. A trusted voice for the Bristol Herald Courier and the Washington County News, her reporting brought clarity to complex Middle Eastern affairs for decades. Her experiences abroad also inspired five novels, including The Faithful, a National Book Award nominee. With a quick wit and boundless curiosity, Muriel continued traveling the world well into her nineties. Together, the Zagers co-owned regional newspapers, syndicated columns internationally, and shared a life of remarkable breadth � from the textile plants of East Tennessee to press conferences in Jerusalem. Their legacy is one of intellectual ambition, civic generosity, and an enduring love of the wider world. The Collection It is with great respect for that legacy that we present The Zager Collection � over 450 lots reflecting a lifetime of worldly taste, international travel, and refined collecting. From fine English bone china gathered on trips abroad to signed artwork, mid-century furniture, and treasures from across Asia and Europe, every lot tells part of the Zager story. Highlights include: An exceptional run of Wedgwood bone china and Jasperware across numerous patterns including Ulander, California, Chinese Flower, Agincourt, Hathaway Rose, High Grove, Columbia, and more � with pieces ranging from full dinner services and tureens to teapots, cups, saucers, and decorative plates. Jasperware lots include Presidential plates, candle holders, footed vases, and pedestal candy dishes. Mason's Mandalay and Mandarin Ironstone is well represented with platters, pitchers, teapots, cups, saucers, and a large selection of plates and bowls. Additional china offerings include Royal Albert, Royal Doulton, Coalport, Aynsley, Lenox, Coclough, and Pfaltzgraff. Crystal collectors will find a strong selection of Waterford, including the coveted Lismore Ship Decanter, alongside lead crystal and cut crystal decanters, a Rosenthal German crystal bowl and pitcher, and numerous stemware and glassware lots. Figurine enthusiasts won't want to miss multiple lots of Lladro and Nao � including a Sitting Shepherd with Dog and Sheep and a Little Eagle Owl � as well as vintage Hummel figurines, Casades figures, and hand-carved ivory and rosewood pieces from Asia. The collection also includes a selection of signed artwork and prints, among them a Louis Icart Art Deco piece, a 1965 Haitian painting signed by Savain, works by David Labovski and Peggy Ross, vintage watercolors, lithographs, and Oriental wood block prints. Furniture offerings include mid-century modern pieces, a Bernhardt 7-piece sectional, marble top tables, a mirrored kitchen table, a 6-door china cabinet, bedroom suites, bookcases, and more. Additional lots cover quilts, vintage apparel, silver-plated serving pieces, Murano glass, brass and pewter items, vintage games, books, electronics, and a wide range of household goods. This is a once-in-a-generation opportunity to own a piece of a truly extraordinary life. Terms: 15% buyers premium for all online bidding. Additional terms and conditions made available at the bidding portal. Pickup is Thursday June 25th in Bristol TN.