LEGACY HOME AND ESTATE SERVICES

TERMS AND CONDITIONS OF USE AND AUCTION PARTICIPATION

Effective Date: June 13, 2026

1. ACCEPTANCE OF TERMS

These Terms and Conditions govern the use of all websites, auction platforms, services, and applications operated by Legacy Home and Estate Services, Legacy Louisville, and Legacy Home Realtors (collectively referred to as “Legacy”).

By accessing the website, registering an account, placing bids, consigning property, purchasing property, selling property, attending pickups, or otherwise participating in any Legacy auction or transaction, you acknowledge that you have read, understand, and agree to be bound by these Terms and Conditions.

If you do not agree to these Terms, do not use the website or participate in any auction.

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2. SERVICES PROVIDED

Legacy Louisville operates an online auction marketplace specializing in estate property, collectibles, vehicles, firearms, business liquidations, charitable fundraising auctions, bourbon and spirits auctions, and consignment sales.

Legacy Home Realtors provides real estate brokerage services.

Legacy acts as agent for sellers unless otherwise disclosed.

All property is sold AS IS, WHERE IS, WITH ALL FAULTS, and without warranty or guarantee of any kind.

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3. ELIGIBILITY TO BID

Users must be at least eighteen (18) years of age to register and bid.

Certain items, including firearms and alcoholic beverages, may require purchasers to be twenty-one (21) years of age or older and satisfy all applicable federal, state, and local laws.

Legacy reserves the right to refuse service, deny registration, suspend accounts, revoke bidding privileges, or cancel registrations at any time and for any reason.

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4. USER ACCOUNTS

Users are responsible for maintaining the confidentiality of their usernames and passwords.

All activity conducted through a registered account shall be deemed authorized by the account holder.

Bidders are responsible for all bids placed from their account regardless of who placed the bid.

Claims involving accidental bidding, unauthorized family members, employees, friends, device access, account sharing, or similar circumstances shall not relieve the bidder of responsibility.

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5. ELECTRONIC COMMUNICATIONS

By creating an account and participating in auctions, users consent to receive communications electronically, including invoices, notices, auction updates, payment requests, collection notices, pickup reminders, shipping notifications, and marketing communications.

Electronic communications satisfy any legal requirement that communications be in writing.

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6. PAYMENT PROCESSING AND CARD AUTHORIZATION

Legacy utilizes third-party payment providers including Stripe, PayPal, and other payment processors.

Legacy does not directly store complete payment card information.

By registering to bid, the bidder expressly authorizes Legacy Home and Estate Services, Legacy Louisville, Legacy Home Realtors, and their affiliates to charge the credit card on file for:

* Auction purchases
* Buyer’s Premiums
* Sales taxes
* Shipping charges
* Delivery charges
* Missed pickup fees
* Labor charges
* Moving fees
* Disposal fees
* Storage fees
* Administrative fees
* Collection costs
* Chargeback costs
* Any amounts due under these Terms and Conditions

Declined payments may result in account suspension, collections activity, legal action, and loss of bidding privileges.

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7. BIDDING TERMS

ALL BIDS ARE FINAL AND LEGALLY BINDING.

A valid credit or debit card is required to bid.

Bidders may not retract bids.

Legacy reserves the right to reject, reopen, extend, cancel, combine, divide, regroup, withdraw, or modify lots and auctions at its sole discretion.

Legacy’s determination of the winning bidder shall be final.

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8. EXTENDED BIDDING

Legacy utilizes “Popcorn,” “Soft Close,” or “Extended Bidding.”

If a bid is received during the final moments of a lot’s closing period, the lot’s closing time may automatically extend.

Extensions may continue until bidding activity ceases.

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9. BUYER’S PREMIUM

A Buyer’s Premium shall be added to all purchases.

The applicable Buyer’s Premium is displayed within each auction and becomes part of the total purchase price.

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10. SALES TAX

Applicable sales taxes required by Kentucky, Indiana, and other applicable jurisdictions shall be collected.

Tax exemption documentation must be received and approved before auction closing.

Vehicle taxes, registration fees, title fees, and similar government-imposed charges remain the responsibility of the purchaser.

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11. ITEM DESCRIPTIONS, PHOTOGRAPHS, AND AI DISCLOSURE

AI-Generated Descriptions

Descriptions may be generated or assisted through artificial intelligence and are provided for convenience only.

Descriptions are not guarantees of authenticity, condition, age, provenance, functionality, completeness, or value.

AI-Enhanced Photography

Due to estate environments, lighting limitations, storage conditions, and space restrictions, Legacy may utilize artificial intelligence and digital enhancement tools on primary listing photographs.

Enhancements may improve visibility, readability, contrast, lighting, serial numbers, labels, markings, and text.

These enhancements do not alter, repair, restore, or modify the actual item being sold.

Secondary and supporting photographs are generally unedited and should be reviewed carefully.

Condition Disclaimer

ALL ITEMS ARE SOLD AS IS, WHERE IS, WITH ALL FAULTS.

The absence of a condition report does not imply an item is free of defects.

Bidders are responsible for conducting their own inspections and evaluations.

No statement made by Legacy, whether written or verbal, shall be deemed a warranty.

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12. ESTATE PROPERTY DISCLAIMER

Many items offered through Legacy originate from estates, trusts, business liquidations, storage facilities, consignments, and other third-party sources.

Legacy often relies upon information provided by sellers and cannot guarantee the history, provenance, ownership history, authenticity, repairs, functionality, completeness, prior use, or value of any item.

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13. PICKUP REQUIREMENTS

SCHEDULING A PICKUP APPOINTMENT IS REQUIRED.

Buyers must schedule a pickup appointment through Legacy’s designated scheduling platform.

Failure to schedule an appointment does not relieve the buyer of responsibility.

Buyers are responsible for ensuring they receive all purchased items before leaving the pickup location.

No refunds shall be issued for items left behind after pickup.

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13A. AUCTION NOTIFICATIONS AND EMAIL DELIVERY

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