Conditions of Sale for This Auction

Property Address: 29 Creed Circle, Campbell, OH, 44405
Auction ID: 26-MAH-000426
Sale End Date: Wed 11/11/2026 1:00 PM EST

Auction Terms and Conditions

Thank you for your interest in this property! To learn more about bidding on or buying this property, please read these terms and conditions in their entirety.

BINDING AGREEMENT

These Auction Terms and Conditions are a binding agreement between you and Richard F. Kruse, the Private Selling Officer (the "PSO") who is conducting the auction of, or providing information about, this property. By registering to bid on this property, you are accepting the terms and conditions of this agreement and agree to be bound by this agreement. If you do not accept the terms and conditions of this agreement or do not want to be bound by it, do not register to bid on this property.

DEFINITIONS

Defined terms for this agreement are indicated in italics.

A bidder is a prospective buyer who places a bid on the property.

A bid is an irrevocable offer to purchase the property for the contract price.

The buyer's premium is the amount added to the highest bid to determine the contract price. The buyer's premium is calculated as a percentage of the highest bid. For example, if the highest bid is $100,000 and the buyer's premium is 10%, the buyer's premium is $10,000 and the contract price is $110,000. The buyer's premium is due and payable to the PSO.

The contract price is the total purchase price of the property. The contract price is the sum of the highest bid, the buyer's premium, and the amount of costs, allowances, and taxes that the proceeds of the sale are insufficient to cover.

The highest qualified bidder means the bidder who submits the highest bid at the auction of the property, completes a full and acceptable bidder registration, and satisfies the terms and conditions of the auction, including completing payment of the sale deposit on time. The highest qualified bidder is the person or entity who has properly and timely completed all registration requirements prior to bidding, including compliance with Ohio Revised Code Section 2329.154 and any additional registration, identification, deposit, or qualification requirements established by the Private Selling Officer and set forth in these Terms of Sale. A bid submitted by any person or entity who has not fully satisfied these registration requirements shall not be recognized, and such bidder shall not be deemed the highest qualified bidder regardless of the amount bid. The PSO determines the highest qualified bidder in his sole discretion, subject to the court's review of the results of the auction and the court's confirmation of the sale.

The property details page is the page on this website that identifies the property up for auction and where bids are placed for that property.

PUBLIC AUCTION; NOT A PRIVATE SALE

The auction is a public auction, not a private sale of real estate. As such, you acknowledge and agree that you will not receive disclosure statements or other documents customarily provided in a private sale of real estate, such as Agency Disclosures, Property Disclosures and Lead Based Paint Disclosures.

If you are the highest qualified bidder and the court confirms the sale, you will be obligated to complete your purchase of the property for the contract price in accordance with orders from the court, Ohio law, instructions from the PSO, and the terms of this agreement.

NO ACCESS TO THE PROPERTY / VIEWINGS / INSPECTIONS

Access is not authorized until after the buyer takes title to the property. The PSO does not have any right to access the property and cannot give you, appraisers, lenders or inspectors access to the property. You agree that you will not access or attempt to access the property yourself or attempt to circumvent this prohibition by having someone else act on your behalf.

CONDUCTING DUE DILIGENCE ON THE PROPERTY

You must perform your own due diligence related to purchasing the property and independently verify all information about the property. Although information about the property has been obtained from sources thought to be reliable, the PSO does not make any guarantee or representations as to the accuracy or completeness of any such information and assumes no liability for any errors or omissions regarding such information. Any photographs of the property are provided for marketing purposes only and are not guaranteed to be a recent or fully accurate depiction of the property.

CONDITION OF THE PROPERTY; ASSUMPTION OF RISK

The property is being sold in its existing "AS IS, WHERE IS, WITH ALL FAULTS" condition, with no expressed or implied guarantees, representations, or warranties whatsoever, and with all faults, defects, and limitations, whether apparent or not. You are assuming all risks associated with purchasing this property. You must accept the property in whatever state and condition the property is in, with all defects, both patent and latent, and with all faults, whether known or unknown, existing at the time or arising in the future. All title reviews, repairs, inspections (if any), surveys, or permits related to the property are at your own risk and expense.

PURCHASER CONTINGENCIES

None, other than the contingency that the sale is subject to confirmation by the court as described below.

REGISTERING TO BID

If you want to bid on a property, you must register in accordance with the website's registration requirements and in compliance with Ohio Revised Code Section 2329.154. When registering, you may not provide incomplete or false information or impersonate, imitate or pretend to be someone else. If you do so, the PSO may reject your registration and award highest qualified bidder status to the bidder who, in the PSO's sole discretion, submitted the highest bid while remaining in compliance with these terms and the applicable registration requirements.

The PSO may require proof that your registration information is accurate at any time, including after completion of the auction and prior to submitting the Return of Sale to the Court. If you do not provide such proof, the PSO may terminate or suspend your use of the website and/or reject your registration and award highest qualified bidder status to the bidder who, in the PSO's sole discretion, is in compliance with these terms and the applicable registration requirements. You may not bid on any property if you have been temporarily or permanently suspended from using the website.

The PSO may reject the use of any password, username, or email address for any reason.

You may register to bid only if you are able to form a legally binding contract to purchase real property under Ohio law. You cannot bid if you are a minor or incompetent or do not have the mental capacity or authority to enter into a contract to purchase real property. You cannot bid for another person or entity unless you are able to form a legally binding contract to purchase real property under Ohio law. The PSO may require proof of that legal ability in a format acceptable to the PSO. If you do not provide such proof, the PSO may terminate or suspend your use of the website and/or reject your registration and award highest qualified bidder status to the bidder who, in the PSO's sole discretion, is in compliance with these terms and the applicable registration requirements.

If you are registering an entity in accordance with Ohio Revised Code Section 2329.154, your registration constitutes a representation and warranty that the entity is duly formed and in good standing, that you are its duly authorized representative, and that you have actual authority to legally bind the entity to a contract to purchase real property. If you do not have this authority, you agree that you will be personally liable for your conduct. The PSO may require proof of that authority in a format acceptable to the PSO, such as entity formation documents and resolutions authorizing the transaction. If you do not provide such proof, the PSO may terminate or suspend your use of the website and/or reject your registration and award highest qualified bidder status to the bidder who, in the PSO's sole discretion, is in compliance with these terms and the applicable registration requirements.

If any of your registration information changes, you must update it promptly. Your failure to do so is at your own risk. You will not seek to hold anyone else liable for your failure to keep your registration information up to date.

SAFEGUARDING YOUR REGISTRATION INFORMATION

You are solely responsible for safeguarding your registration information and for updating and maintaining it. You are responsible for all actions taken with the use of your registration information. You may not authorize or permit anyone else to access or use your registration information, and you may not access or use anyone else's registration information. You may not sub-license, transfer, sell, rent, or assign your registration information to any third party. Any attempt to do so will be null and void.

CANCELLATION / POSTPONEMENT

Court-Ordered Real Estate Auction

29 Creed Circle Campbell OH 44405

3 Bedroom | 1 Bath | 1 Car Garage | 1092± Sq Ft | Built in 1960

Pay YOUR Price on Real Estate in Campbell!

Auction Details

* Minimum Bid: $96000
* Bidding Opens: Wed, Sep 23, 2026, at 1:00 PM EST
* Bidding Closes: Wed, Sep 30, 2026, at 1:00 PM EST
* Bid Online: www.gryphonusa.com and www.gryphonusa.roup.com

Property Overview

* Type: Single Family Home
* Bedrooms: 3, Bathrooms: 1
* Garage: 1 Car Garage
* Sq. Ft.: 1092±
* Built in: 1960
* Parcel Number: 46-018-0-075.00-0

Disclosures & Terms

This is a foreclosure auction. The property is being sold by a Private Selling Officer (PSO) under the authority granted by Ohio Revised Code 2329.152.
* Information and photographs provided are from public sources and are believed to be accurate but are not guaranteed.
* Buyers are responsible for conducting their own due diligence prior to bidding to confirm all property details.
* The listing agent has not physically viewed the property and does not warrant any of the information provided, including property condition.
* Interior access is not permitted.
* Property is sold as-is, where-is.
* Cash sale only – no financing available.
* A 5% buyer’s premium will be added to the high bid to determine the final purchase price.
* Auction is subject to postponement or cancellation.

All bidders must read and accept the Terms and Conditions prior to bidding.