Valuable Real Estate For Sale @ Online Auction

Bidding Closes November 18, 2026 @ 1:00 PM

We are offering at online auction the real estate and improvements located at 109 Fox Hollow Ln Palmyra VA 22963. This property consists of 3.08 acres in the Lake Monticello area of Fluvanna County with a one-owner home featuring 2,910 sq ft above ground living space including 4 bedrooms, 3 1/2 baths, attached 2 car garage, 1,163 sq ft finished walk out basement and a backyard shed in a convenient location with easy access to Charlottesville and the Lake Monticello Community while not being in an HOA.

The house was constructed in 2000 and features spacious living areas with hardwood floors throughout and a well designed open kitchen. There are four bedrooms and two full baths upstairs including a primary bedroom with vaulted ceilings and gas logs fireplace. A fully finished walkout basement with a full bathroom adds to the flexibility of this home. It sits on a nice secluded 3 acre lot with a paved driveway. It is served by a drilled well and private septic system. All appliances convey with the house. This house could use new roof shingles and some cosmetic updates but appears to be structurally sound and well built. The rear deck will need some attention soon.  Please be advised that the owner of this house was a smoker and there is a light smoke odor. This property is not in a homeowners association but it is subject to some covenants and restrictions (Please see the documents tab for C&R documents). 

Click Here For 3D Virtual Tour

Our seller has moved to a more manageable living situation and we have been instructed by the power of attorney to sell this property at public auction. This is not a foreclosure auction. Our seller has elected to use transparent and competitive bidding to establish the sales price of the property. Don't miss this great opportunity to own a solid home in a very desirable neighborhood.

This property presents a desirable combination of large wooded lot, spacious living areas, no HOA, and a convenient Fluvanna County location. Approximate distances include 15 miles to Charlottesville and 65 miles to Richmond. It is less than three miles in either direction to shopping, dining, and professional offices around the Lake Monticello community.

The bidding for this property will close at 1:00 PM November 18, 2026 with a two-minute auto extend. This means that if a bid is placed within the last two minutes the bidding will be extended for an additional two minutes.

This Property Is Being Sold Subject To Seller Confirmation With A Starting Bid of only $50,000.

Property Tours: Please do not visit the property without being accompanied by an agent. Property tours will be held on November 2 at 4:00 PM, and November 15 @ 3 PM. Please Call or Text Linford Berry at 540-476-3309 for more information or for an appointment to see the property.

Property Highlights:

• 3.08 ± Acres In Fluvanna County
• Fox Hollow Subdivision - NO HOA
• One-Owner Home Built In 2000
• Over 4,000 sq ft of total finished living area
• 4 Bedrooms
• 3 Full Baths and 1 Half Bath
• Vaulted Ceilings Upstairs
• Hardwood Floors Throughout
• All Appliances Convey
• Laundry Connections In Both Basement and Upstairs
• Two Zone HVAC with Heat Pumps
• Propane Gas Logs and Wall Heater In Basement
• Propane Tank Leased From Amerigas
• 200 Amp Electrical Service With Central VA Electric Coop
• Fiber Internet Available
• 2 Car Attached Garage and Backyard Shed
• Private Well and Septic On The Property
• Convenient To Local Amenities and City of Charlottesville
• 2025 Tax Assessed Value: $544,700

Additional Information, Photos, Inspection Reports, And Video Can Be Found At The Tab Or Dropdown Menu At The Top Of This Page or By Clicking The “Bid Online Now” Button.

Do You Need Financing For This Property?  Please Contact Your Local Lender

Terms and Conditions:

• WE GUARANTEE A FREE AND CLEAR DEED TO THE PROPERTY
• This property is being sold in AS-IS condition with no financing/appraisal/inspection contingencies. Buyers should rely on their own due diligence and inspections prior to bidding. Bidders are strongly encouraged to inspect the property themselves and/or enlist the assistance of professional inspectors or contractors in evaluating the condition and value of the property. All inspections must be performed prior to the auction. 
• Buyers Premium: There will be a 10% Buyers Premium added to the high bid to determine total contract purchase price. (For example a 100,000 bid would have a buyers premium of $10,000 added for a total purchase price of $110,000).
• Payment Terms: Payment will be in the form of Cash or Cash Equivalent with a $10,000 non-refundable deposit due the day of the auction (within 24 hours for online bidders at a distance) and the balance due at closing within 45 days of the auction. Deposit will be applied to the purchase price at closing. Please do not bid if you are not able to close within 45 days.
• Financing can be obtained for the property, but the sale is not contingent upon obtaining financing.
• All information provided by Mountain Valley Auction Group was obtained from sources believed to be reliable but are not guaranteed. Buyer shall rely on their own information, judgment, and inspection of the property.
• View the sample purchase agreement and complete terms under the "Docs" tab or drop down menu at the top of the page under the photo.

Note For Real Estate Agents: Preapproved (No later than 5:00 PM on November 17) buyers agent participation will be compensated. Click Here For Form